Insurance
I am an out of network provider. This means that I collect payment via credit card or HSA/FSA after each session and then you submit to your insurance for out of network reimbursement.
Many of my clients submit their monthly superbill, which is automatically generated, to their insurance company.
Many are not familiar with their out of network coverage. It is recommended that you seek out this information from you insurance carrier, in particular if you are having difficulties finding in network therapists.
Please note that insurance does not cover couples or marital therapy. Conjoint sessions, when one partner has been diagnosed with a mental health disorder, are covered but are different from couples or marital therapy.
Out of network reimbursement amounts vary and are determined by your insurance company. Coverage can be checked in advance of scheduling with me by contacting your insurance company and asking what your out of network coverage is for behavioral health services.
Checking Your Coverage
Refer to your summary of benefits that is included in your member information packet or on your insurance company website.
Call your insurance company to inquire about coverage. Ask what your out of network benefits for outpatient mental health services are, whether there's a deductible and what your rate will be if reimbursed. You may also wish to ask how to submit for reimbursement.
